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#BULLET JOURNAL BUDGET TRACKER IDEAS HOW TO#
#BULLET JOURNAL BUDGET TRACKER IDEAS CODE#
#BULLET JOURNAL BUDGET TRACKER IDEAS FREE#

#BULLET JOURNAL BUDGET TRACKER IDEAS HOW TO#

With this in mind, I put together an ultimate list of bullet journal January ideas.īasically, this article will save you time by showing you how to set up your January 2023 bullet journal. So I know exactly what it feels like to feel uninspired and overwhelmed. In fact, I’ve been through this journey myself. You don’t have to waste a couple of hours or even days to find some cute bujo inspiration. You need to see the whole monthly budget all in one shot.Today I want to share with you my favorite cute bullet journal ideas for January 2023.Īs a rule, setting up a new monthly bullet journal planner can become a daunted task. Ideally, this would all fit on one page or a one-page spread. – extra spending (i.e., gym, dining out, fun money, hobbies, etc.).– debt repayments (working the debt snowball method of course).– must spend monthly expenses (i.e., mortgage, utilities, insurance).But buying a latte and a scone can do wonders for your soul too! Hopefully, this means that you’re tucking an extra $11 into your savings account. Yup, every dollar needs to be working! So you are literally spending everything. Using a zero-based budget means that you are giving every single dollar of income a job to do. Remember, you need to take care of your big dreams! You can easily cut the items at the bottom of the list if you are over budget – no debating or negotiating with yourself.Ī pay yourself first budgeting model is when you pay into your savings accounts (those financial goals that you have) before paying any other bills. Priority-based budgets are where you put your most important expenses at the top of your list and the least important at the bottom. It sounds confusing at first but let’s break it down. We’re going to do a priority-based budget that utilizes a pay yourself first model, along with a zero-based budget framework.

(Yes, you can have a different opinion, I just want to give a sample of one so people can get an idea). However, let’s run through the budgeting method and strategies that I think work best. What should a bullet journal budgeting layout look like?Īs I mentioned, you can use any budget method you want. You have to complete the sign up requirements to get the bonus! Read how to do this here with point #1.

#BULLET JOURNAL BUDGET TRACKER IDEAS CODE#

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#BULLET JOURNAL BUDGET TRACKER IDEAS FREE#

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Layering all of these types of financial spreads together makes it the perfect money organizer!

10 Easy Bullet Journal Expense Trackers to Help You Slash Your Spending.

10 Easy Bullet Journal Savings Tracker Ideas (That Anyone Can Do).

Making Money Management Motivating with a Finance Bullet Journal.

But it’s an excellent tool for managing your money.įor example, you could have your budget tracker spread, and then to support those numbers you have a… Yes bullet journaling is perfect for managing your finances! You usually only see cute and artistic examples of habit trackers or organized to-do lists. It can be super detailed or have lots of flowers on it or motivational quotes.Īnd before you even ask. This finance spread is just like any other written budget, but it’s formatted exactly how you want it (as you are the one creating it). Monthly is traditional, but you can do weekly too. A bullet journal budget spread is just a layout in your BuJo that you use to forecast your income and plan your spending & expenses for a specific time period.